Ayushman Bharat Yojana 2025 - Free Health Insurance Up to 5 Lakh
Complete guide to Ayushman Bharat PM-JAY scheme providing free health coverage of Rs 5 lakh per family per year for secondary and tertiary care hospitalization.
What is Ayushman Bharat Yojana?
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the world's largest health insurance scheme fully financed by the government. It provides health cover of Rs 5,00,000 per family per year for secondary and tertiary care hospitalization across public and private empanelled hospitals in India.
Key Features
- Health coverage up to Rs 5 lakh per family per year
- No restriction on family size, age or gender
- Cashless and paperless access to healthcare services
- Covers pre and post-hospitalization expenses
- Over 1,500 procedures covered
Eligibility Criteria
Families identified based on deprivation and occupational criteria as per SECC 2011 data. Both rural and urban families meeting specific criteria are covered.
Benefits
Rs 5 lakh health insurance cover per family per year. Cashless treatment at over 25,000 empanelled hospitals. Covers 1,500+ medical procedures including surgeries.
Documents Required
Aadhaar Card, Ration Card, SECC 2011 listed family details, Mobile Number
How to Apply
1. Visit pmjay.gov.in 2. Check eligibility using mobile number or ration card 3. Visit nearest CSC or empanelled hospital 4. Get your Ayushman Card created 5. Avail cashless treatment at any empanelled hospital
Official Links
https://pmjay.gov.inFrequently Asked Questions
Who is eligible for Ayushman Bharat Yojana 2025?
Families identified based on deprivation and occupational criteria as per SECC 2011 data. Both rural and urban families meeting specific criteria are covered.
What documents are required?
Aadhaar Card, Ration Card, SECC 2011 listed family details, Mobile Number
How to apply?
1. Visit pmjay.gov.in 2. Check eligibility using mobile number or ration card 3. Visit nearest CSC or empanelled hospital 4. Get your Ayushman Card created 5. Avail cashless treatment at any empanelled hospital