Pradhan Mantri Awas Yojana 2025 - Housing for All Scheme
Complete guide to PM Awas Yojana providing affordable housing with subsidy up to Rs 2.67 lakh for economically weaker sections.
About PM Awas Yojana
Pradhan Mantri Awas Yojana (PMAY) aims to provide affordable housing to the urban and rural poor by 2024. The scheme provides interest subsidy on home loans for EWS, LIG, and MIG categories.
Components
- PMAY-Urban for city dwellers
- PMAY-Gramin for rural areas
- Credit Linked Subsidy Scheme (CLSS)
- Affordable Housing in Partnership
Eligibility Criteria
EWS with annual income up to Rs 3 lakh, LIG with income Rs 3-6 lakh, MIG-I with income Rs 6-12 lakh, MIG-II with income Rs 12-18 lakh.
Benefits
Interest subsidy of 6.5% for EWS/LIG, 4% for MIG-I, and 3% for MIG-II on home loans for up to 20 years.
Documents Required
Aadhaar Card, Income Certificate, Bank Account, Property Documents, Affidavit of not owning a pucca house
How to Apply
1. Visit pmaymis.gov.in 2. Select "Citizen Assessment" 3. Enter Aadhaar number 4. Fill application form 5. Submit with supporting documents 6. Track status online
Official Links
https://pmaymis.gov.inFrequently Asked Questions
Who is eligible for Pradhan Mantri Awas Yojana 2025?
EWS with annual income up to Rs 3 lakh, LIG with income Rs 3-6 lakh, MIG-I with income Rs 6-12 lakh, MIG-II with income Rs 12-18 lakh.
What documents are required?
Aadhaar Card, Income Certificate, Bank Account, Property Documents, Affidavit of not owning a pucca house
How to apply?
1. Visit pmaymis.gov.in 2. Select "Citizen Assessment" 3. Enter Aadhaar number 4. Fill application form 5. Submit with supporting documents 6. Track status online